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Electrical guide · GPM Electrical

Federal Pacific and Zinsco Panels

If your home has a Federal Pacific or Zinsco panel, have a licensed electrician evaluate it. Electricians flag both brands because of reported problems with the breakers inside them, and replacement is commonly recommended. That is not a reason to panic. It is a reason to find out what you have, get a professional opinion and plan the job. We will not quote a replacement cost on a web page, because the price depends on your home, but we can explain what drives it.

Why electricians flag these panels

A breaker has one important job: to trip when a circuit is overloaded or shorted. The concern with Federal Pacific panels, often called by their breaker name Stab-Lok, is that the breakers have been reported to fail to trip when they should. The concern with Zinsco panels, which were also sold under the Sylvania name, is that the breakers can fail to connect well to the metal inside and overheat. In both cases, the part meant to protect your wiring may not do so.

We do not claim every panel of these brands is failing. Many are still working. But if a safety device might not work when you need it, and you cannot tell from the outside, most electricians would rather replace the panel than trust it.

How to tell if you have one

You can check without opening anything. Look at the panel door or the cover, and read the label. Look for:

  • Federal Pacific Electric, FPE or Stab-Lok printed on the label or on the breakers.
  • Zinsco, Sylvania or GTE-Sylvania printed on the label.
  • A model or brand name that you do not recognize. Take a photo of the label and call us.

These panels were common in homes built from the 1950s into the 1980s. So the older Greeneville and Greene County houses we work on can have them. If you are buying an older house, a home inspector may flag one in the report.

Safety note: Read the label from the outside only. Do not open the panel cover and do not remove breakers. The parts inside stay energized from the utility side even when the main is off.

Warning signs to watch for

  • Breakers that trip often, or that do not trip when you would expect them to.
  • A breaker that will not reset or feels loose in the panel.
  • A warm panel, a burning smell, buzzing or discolored spots.
  • Lights that flicker or dim for no clear reason.
  • A breaker that has been replaced several times.

Many of these are signs of other problems too. Our guide on why a breaker keeps tripping walks through the common causes.

Should you replace it?

If the label says Federal Pacific or Zinsco, our advice is to have a licensed electrician look at it and plan on replacement. Insurers and home buyers also pay attention to these brands, and some may ask about them. Ask your own insurance agent how yours handles them. If you are buying a home, a flagged panel is something you can use when you talk about price.

The decision is yours. What we recommend is not to ignore it.

What replacement involves

  1. Evaluate the panel and the service. We check the panel, the meter base and the incoming wires, and look at what each circuit feeds.
  2. Pull the permit if required. See our guide to Tennessee electrical permits for how that works.
  3. Replace the panel. The old panel comes out, a new one goes in and every circuit is connected to a new breaker.
  4. Update grounding. Older homes often need grounding brought up to current standards.
  5. Inspection and testing. We test each circuit, and an inspection happens where one is required.

The power is off for part of a day. We tell you the window ahead of time. Learn more about how we handle this on our electrical panel upgrade page.

What drives the replacement cost

People search for Federal Pacific and Zinsco replacement costs and find wide ranges. That is because the job is not the same everywhere. These are the things that change the price:

  • The size of the new panel and how many circuits you have.
  • Whether the meter base and service wires are in good shape or need replacing.
  • Whether old wiring has problems that must be fixed to connect safely.
  • How easy the panel is to reach, and where it is.
  • Extra circuits you want added at the same time.

We price the job before work begins. We often estimate by phone, and we will tell you if we need to see the panel first. There is a service-call fee for a visit. We explain it when you call.

A real example from an older Greeneville house

In a house built in the 1970s in Greeneville, a dryer breaker kept popping. When we opened the panel, we found arcing behind the main breaker, and the panel was replaced. That house is the reason we say repeated tripping deserves attention. The panel that looks fine from the outside can be the one with the problem.

When to call an electrician

  • Your panel label says Federal Pacific, FPE, Stab-Lok, Zinsco or Sylvania.
  • You are buying an older home and the inspection flags the panel.
  • You notice any of the warning signs above.
  • You are planning to add circuits or a large load to an older panel.

If you smell burning or the panel is hot, call right away. We offer same-day service.

Why homeowners call GPM

  • Licensed electrician
  • Family-owned in Greeneville
  • Price before any work begins
  • Permits pulled when required
  • Rated 5.0 on Google

Talk to Nick directly

(423) 620-2283

Same-day service when the schedule allows. You get the price before any work begins.

Questions

Frequently asked questions

Straight answers about pricing and how we work. Don’t see your question? Call Nick.

Is a Federal Pacific panel a fire hazard?

Electricians flag these panels because of reported problems with breakers failing to trip. Not every panel will fail, but you cannot tell from the outside, which is why we recommend an evaluation.

Is Zinsco the same as Sylvania?

Zinsco panels were later sold under the Sylvania name, and the concerns are similar. Check the label for either name.

Can I just replace the breakers?

Swapping breakers does not address the underlying concern with the panel itself, so most electricians recommend replacing the whole panel instead.

Will my insurance drop me?

We cannot speak for any insurer. Some ask about these panels, so check with your agent.

Request an estimate

Have a Question About Your Home?

Think you have one of these panels? Send us a photo of the label or call and we will talk it through.

  • Estimates over the phone where possible
  • Upfront pricing before work begins
  • Cash, check or Cash App accepted

Request an Estimate

Tell us about the job and Nick will get back to you.

Prefer to talk? Call (423) 620-2283